SubscribeCar accident frustrations
Claire and I were rear ended on saturday morning while waiting to make a right turn on to old hwy 41. The woman behind be was on her cell phone and admitedly NOT paying attention to the road. Everyone is all right but she did a good bit of damage to my bumper and trunk. So it’s at the shop now and I am driving a mazda 5 ( a surprisingly delightful little vehicle). The shop owner was pretty clear with me. If the damage exceeds 60% of the yellow book value (for the sentra that would be 3200 meaning damages can’t exceed 1900) they will contact insurance and it means it’s totalled out. Meaning i would get a check based on the depreciated value of the vehicle (given that it was in an accident). So… to get this straight. Woman hits me. She’s at fault. Cost to fix is more than my car is worth… even though my car would have lasted another 100,000 miles and had a couple years of life left and i’m now going to be stuck getting a check that wouldn’t be half as much as i would need to simply rebuy the car i have. This just stinks. Not sure what we are going to do yet.